Do I talk with a lender before looking at homes?

Yes, unless you plan on paying in cash!
The benefits of talking to a lender:

  • You can get pre-approved and understand your spending limits.
  • See if you qualify for any first-time homebuyer programs.
  • Discover the costs associated with buying a home.
  • Get financing advice from a mortgage professional.

What is pre-qualifying versus pre-approval?

  • Pre-qualification means you have an estimate of what you may be able to borrow (quick view of your price range you should be looking at).
  • Pre-approval indicates a financial institution has agreed to work with you and has taken a thorough look at your finances.

Should I work with a Realtor®?

Yes! Here are just a few of the perks:

  • We will simplify the entire process by providing you with expert advice and guidance.
  • We have access to MLS listings
  • Provide comparative market analysis
  • We negotiate with sellers on your behalf
  • We have preferred partners to make the process easier

Can I buy a home and sell my current one at the same time?

Yes, you most definitely can!

  • We would highly recommend working with a Realtor® from The Realm Agency to help make the transition between selling and buying as smooth as possible.

How much money do I need for a down payment?

So, the answer may surprise you; it’s no longer 20%!

  • All loans are different and depend on you, but the average down payment is now 3% to 5%

How many homes should I see before making an offer?

That truly depends on you! See as many homes as you need to ensure you find the perfect match.

When Is the best time to buy?

As soon as you are ready!

  • The home buying process may be overwhelming; however, partnering with the right Realtor® can simplify the process, so you can feel comfortable and confident when finding your home.

I found a house… now what?

Your Realtor® from The Realm Agency will write an offer for your dream home and then handle the negotiations.

How quickly can I close?

It can typically take 30 to 45 days to close.

Find Your Dream Home